Cash Flow Statement

Table of Contents

Knowing your business’s profit is important, but profit and available cash are not always the same thing. A Cash Flow Statement helps you understand how money is moving through your business; what is coming in, what is going out, and how these movements affect the cash available to the business.

Savetime Calculator POS provides a Cash Flow Statement as part of its financial reporting tools, helping business owners get a clearer picture of their cash position.

What Does the Cash Flow Statement Show?

The Cash Flow Statement brings together the cash movements recorded by your business so you can see where your money is coming from and where it is going.

Depending on the transactions recorded in your business, the report can help you track cash movements such as:

  • Cash from Sales – money received from customers for sales.
  • Payments from Debtors – money received when customers settle amounts owed to the business.
  • Business Expenses – cash paid out for expenses recorded by the business.
  • Payments to Creditors – money paid towards amounts owed to suppliers.
  • Other Business Cash Movements – other transactions that affect the business’s cash position.

This makes it easier to follow the movement of actual cash rather than relying on sales or profit figures alone.

Why Profit and Cash Flow Are Different

A business can make a profit without having the same amount of cash available.

For example, when you make a credit sale, the sale contributes to your business’s financial performance, but the customer has not yet paid you. The amount owed becomes a receivable until the customer settles the debt.

The Cash Flow Statement helps you see the effect of actual cash movements, including when money is received from customers who previously purchased on credit.

This distinction is especially important for businesses that regularly sell goods on credit.

Monitor Money Coming In and Going Out

A clear view of cash movement can help you understand whether your business has enough cash to meet its day-to-day obligations.

By reviewing your cash inflows and outflows, you can identify:

  • Money received during the period
  • Money paid out during the period
  • Changes in the cash available to the business
  • The effect of customer debt payments on cash
  • The effect of business expenses and supplier payments on cash

This gives you a practical view of how money is moving through the business.

Cash Flow and Your Other Financial Reports

The Cash Flow Statement is one of the financial reports available in Savetime Calculator POS.

It works alongside the Profit and Loss Statement and Balance Sheet, with each report answering a different financial question.

Profit and Loss Statement: Is the business making a profit?

Cash Flow Statement: How is cash moving through the business?

Balance Sheet: What does the business own, what does it owe, and what is the owner’s equity position?

Together, these reports provide a broader view of your business’s financial position and performance.

Why Business Owners Should Monitor Cash Flow

Even a profitable business needs sufficient cash to continue operating.

Regularly reviewing your Cash Flow Statement can help you:

  • Monitor cash availability
  • Understand your major cash inflows and outflows
  • Plan for upcoming payments
  • Keep an eye on the effect of credit sales
  • Make better day-to-day financial decisions

Instead of simply asking how much you sold, you can also see what is happening to the cash generated by your business.

Keep Your Financial Records Connected

Your financial reports are built from the business transactions recorded in Savetime Calculator POS. Recording sales, expenses, customer debt payments, supplier payments and other relevant transactions helps keep your financial information up to date.

The Cash Flow Statement then brings the relevant cash movements together into a report that is easier to review and understand.

Want a clearer view of where your business’s money is going? Savetime Calculator POS gives you financial reporting tools designed to help you monitor your business with greater confidence.